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Shop Insurance from Paragon Insurance Services

paragon insurance

Finding the right insurance for your shop can be a daunting task. We are at hand to help find your shop, pub or restaurant the best insurance policy to suit your needs.

What can your policy cover?

Public Liability - This will typically cover you up to £5million. Having public liability insurance covers your business against the financial costs that may arise due to a member of the public filing a claim against you or your company due to accident which occurred within or on your premises.

Employer’s liability - Employer’s liability insurance is a legal requirement any business will need if you have one or more employees. Employer’s liability Insurance will cover in the event of a claim being filed against the employer if an employee becomes injured or unwell due to circumstances directly caused as a result of working for you as the employer.

There is also the option to choose extra cover for your shop:

  • Building Cover - Protects against damage caused by disasters such as fire and flood
  • Contents Cover - Protects against the loss or damage caused to equipment and furniture within your establishment.
  • Stock Cover - protects you against damaged or stolen stock.
  • Front of Premises - Cover the cost of repairing damage caused to the face of your shop, pub or restaurants.
  • Fixtures & Fittings - Covers fixed items such as kitchen units, carpets flooring shelving etc.
  • Employee Theft - Covers against loss of stock as a result of theft carried out be an employee or employees.
  • Loss of Licence - If you lose your licence for any reason outlined within your policy terms, you can recoup some of the resulting reduction in the value of your business premises.
  • Loss of Income - compensates the loss of income your business may suffer if you are forced to temporarily stop trading due to damage to your business  premises and equipment.

Click below or call us on 02089 639 996 today to discuss your options and to receive a tailored quote

For an insurance quote tailored to your specific needs- contact us today